Investment Programmes Experience

West European Wealth Accumulation Program…..

In fact, indeed, this was a networking program. Known to us as the Privileged Opportunity Program or POP for short. Its basis and rules were according to the International Chamber of Commerce Rules 400-600, however, the papers describing the program titled it the West European Wealth Accumulation Program. This was an invitation only, top down, private, secret program and if violation of privacy was found out, not only the person but the entire allotment of participants had their money forfeited……hence it was also called the Forfeiture Program….but, we did not know that at the time. The other factor was that whichever funds were brought forward, they had to have proof that they were legally earned, and therefore it seemed entirely “bonafide”. We would learn later that part of the requirements and proceeds of the program had to go to a Charity, usually at least 50% profits going to the Charity.

The Charity therefore, had to fit correctly into their broad scheme or the funds entering into the program were not accepted and no participation could occur. The program from the top down was determined by only eight traders, one of whom had to be connected to this POP Program….that one trader would always be in coordination with the other total of seven traders.  If there was no connection to one of the eight traders, then the funds entered would not make it into the program i.e. the POP Program. Apparently once the funds were set to be entered, next the ‘Program was set up with the top twenty-five banks of the world, which was headed up by The Bank of Paris i.e. as far as we thought we knew’. Basically the funds were fully guaranteed by the Banks Profits were to be paid in monthly payments over a period of ten months. The program was also referred to in other circles as the Futures… it depended on whom you talked to as to whether that was correct or not. To us it was the Privileged Opportunity Program. Built into the system was a referral network of commissions which were very low i.e. perhaps 10% of the amount of the person you invited in……i.e. 10% of the profits he or she would make. Therefore, it was a great referral network program, “if you got paid”. Through a series of contacts……whom we ‘did not know’ were connected to another group in Chicago until later……and then later after legal pursuance found out that the Funds were functioned in London, England. No one got paid, everyone lost their funds. A shame and a bane upon those who knew better!

The trade was shrouded and ‘sanctioned’ in secrecy and itself can be described as someone coming with a business package….usually a great idea that created an addition to an existing industry……where the business could be seen to be a definite success and the Account Receivables (dollars) seen as a certain number in the multi-millions. These account receivables were of that type of value that could also be expressed as the net profit of the business…… therefore once accepted by the Trader,……..and the Banks, the Banks then “Guaranteed the Profit Funds”. The Funds were presented by a Broker and held in Trust until the 25 major banks of the world exchanged the paper transactions appropriate to the “Trade”. The value of each exchange between one bank to the other was at 4% profit. The trading value therefore was could be 100% immediately in the one day. Dependent on the ‘program’, the “trading” for a particular program could go on day after day……and usually did until a basic 4,000% of profit emerged from the trades between these banks. Aside from these “trades”, each bank gained profits just from the Transaction Fee of each single trade between each other, as well as day after day after day. Once the Trade for this program was completed, the funds were held for a period of 90 Days…..after which they were Disbursed to the Broker’s Trust Attorney responsible for adjudicating the payments to the various main participants accounts and so on to the individual participants accounts to which the participants had paid originally into the program from.

Usually such programs had required minimum investments, however by the mid 1990’s, either $50 million or $100 million was the minimal entry amount, hence, aggregating such amounts was a considerable feat and required a ton of energy. Best if there were fifty millionaires……and most likely that is a Bank acting as a networker who also guaranteed the funds…..however, our program was for poor people and the entry fee was a minimum of $5000. Banks still do this legally upon the deposit of $1.2 million. In recent years, this may have changed, i don’t know. Most people couldn’t even afford that much…..however some considerable sum was collected and forwarded to our local contact. The funds never came back and it was some nine or ten months later through a legal suit in Chicago, backed up by the some other people that the so called truth was that the London connection was in fact an Insurance Broker who was ‘apparently’ never legally qualified to be able to get the funds accepted into this actual “Trade”.  All the funds were consequently “Forfeited”, due apparently to not following a certain proceeding by the London Insurance Broker Company. No one we personally knew whether the funds had not been accepted or knew how many funds were forfeited, only that all the hard earned money each individual entered into the program, despite all the sincere positives that success is guaranteed because they were “held” as Guaranteed Funds by the respective Banks, individual funds were never returned. We came to summarize it that the fact was, this was and probably still is the greatest ponszei scheme by banking criminals in collusion with all the major banks. The only thing it had was “enticement” and there was never ever any truth to it. Perhaps, and i say “perhaps” there were some few programs that ‘worked’, therefore were considered “legit”, but the rest were scams……right through up to the “trader”. It is just as if a bank giving you a loan, but you have to pay the interest first…..and then they cancel the loan, therefore you never get paid.

If the ‘Trade’ was somehow accepted and gotten through, then came the rigor upon ‘what was the Charity’ and did it  or did it not fit with the other chartiable programs that were already in existence i.e. The Red Cross, etcetera, etcetera…..with the real question: Did it fit with the ‘elites’ objectives or not?

During the 1970’s, I used to hear about such trades going on in Hong Kong……these were usually $100,000 minimum investment programs per individual with packages of $50 to $100 million programmes. Phenomenal amounts of money at that time. My assumption was in the early days, probably the 50’s and 60’s, these programs were paid out, particularly because the Chinese, the English and the French were involved. Newspapers also talked about similar programs on occasion occurring in New York and Singapore, and you might have been to able to recognize what the article was about if you could ‘read between the lines’ but the only one that paid out which i ever heard of was for the Sentosa Park Investment in Singapore, which for the most part was to my knowledge only written about in a very select financial magazine which circulated by private subscription….even though if you lived in Singapore and were into financial matters, it was probably quite well known ‘as a regular investment’, but from the discussions i had when visiting there, it was a private investment. It was a land project near the Singapore Airport re-created into a recreation park out and provided an ongoing payout of about 8-14% per year to its investors. At that time it was still paying out but i heard it too fell apart as the scheme to make the big profit from tourists visiting and enjoying the park…..eventually did not get realized. At least, not by the early nineties. Therefore, the government of Singapore would have had to be involved, and when you think about it, such is how some governments operate and make money “for the insiders”.

The other program that ‘apparently’ did pay out was the California program called the McKinley Program. I believe it was originally set up in the ’50’s or 60’s. There, if $10,000 was set in, then 14 years later it was worth about $10 million, or more. And, people did get paid. So they say! This McKinley program, i now consider to have been the carrot for the set up of the POP program. We never heard of anyone, anywhere ever getting paid by the West European Wealth Accumulation Program. Ever! There were rumors that other people who did get involved with it never did get paid…..but you never knew the groups whom they were involved with……the only thing you did hear were other rumors about was that after investing their funds, their funds were confiscated. Interpol was often involved in the investigations and i assume Interpol was paid off as well to keep quiet and let the scam keep perpetuating itself. It probably still goes on today.

International Trading Ltd. (ITL)…..

Attending the first presentation at the Hyatt Hotel in Metrotown, Burnaby, were about two hundred and sixty people, perhaps more. Again, this was an investment program with a referral based commission upon funds entered into it. An Offshore Program. By this time, offshore programs were a certain sort of new trend to become involved in. Many thousands of people were now aware of the tax and investment advantages of what the offshore world offered, so….most people here were ready and set to go and get set up offshore. In fact, according to an investigation by MacLean’s Magazine, over a million Canadians had established offshore accounts by the mid and late nineties. What those attending this workshop wanted was to know how to do it, therefore, the presenter did just that for them. He contacted a well known legally operating offshore company and had its owner prepare a full fledged seven day program to be held over two weekends with the first day being a Thursday. Events were three days with daily eight hours or more for the training, the questionings and the clarifications. The entire process was fully explained right through to each detail with every pertinent detail in paper so the person could easily follow, and understand each process of the setting up offshore. This one worked through the Bahamas, in Nassau for the basic price, however, private consultation could for a much higher fee of $25,000 be set up in the Isle of Man…..where the Queen of England had herself offshore. The offshore workshop program was $450.00

The entry fee for the program was with the minimum $10,000, therefore I never participated and nor did I have anyone to forward to invest as a referral. It was also confusing to me as to what the investment was exactly, so i will just say what i know as to what i was told. A deposit of funds were required to get the licensing rights to oil in Ghana. Upon the receiver receiving the deposit funds for the Investment Program…..from people in Ghana, in exchange would be the first profit payout to the participants of the program. This was done by the Presenter himself, however, while leaving Ghana, he was detained at the border just prior to his flight out of the country due to two suitcases being full with money….funds which had come from the people in control of the oil licensing rights inside of Ghana, they had also wanted to invest and provide that amount of funds to make the “Program” work. Apparently to make such a large deposit in a bank in Ghana was thought to be a dangerous way to lose the investment funds as they might ‘disappear’ from the bank by ‘some government official connected to the President, and never be forwarded. The Presenter chose to carry the funds out of the country. A wiser thing to have done was carry smaller amounts out of the country and make multiple trips, but even this was complicated because being a stranger in a country, even such as Ghana……even though Ghana is a good country and probably the best of the countries in Africa….if anyone knew you had a lot of money and knew you were alone with cash like that…..anyone’s very life would have been in danger. The only protection would have been government protection and the Presenter did not have that….and then there would have been ‘the cut’ the President and/or his cronies would have required.

Charged with smuggling funds out the country when all the Presenter wanted to do was to return with the profit on the deposit, created a lot of suffering for the Presenter. As all the funds were held by the police, the Presenter had no personal funds over there to hire a lawyer and had to have funds forwarded to him so he could live in the city and prepare his case. Deliberations were six months later, the funds were never released, and he was sentenced to a year in prison.

International Trading Ltd…….collapsed and the Presenter returned after serving his prison term utterly shamed, financially ruined and brokenhearted. I believe to survive he had no other option other than he to return  to the construction business doing drywall or something.

Global Prosperity…..

The other offshore group almost mainstream to the network co-workers was Global Prosperity. I never joined it although it was probably the best one to join. I mention it because even today it is going on and has members from all over the world. Quite sophisticated it had some excellent negotiators and they made some deal with one of the fronts for the ‘big boys’ and thus were allowed to create a plan and implement it……their payment profits were never so large, however profits did come as far as i heard and profits were still being made with it…..including in the referral network part of the business.

Freedom Investment Club (FIC)…..

I was an invited associate to the FIC Club, a friend invited me and i attended many of their meetings from their founding meetings to a few years later. They were a good group of about a hundred people who were fed up with investing while watching other people invest their money without them having a say in which direction or what things their money was invested in. So…….they formed their own investment group and started fresh. For every investment potential, good presentations were set up with open questionings to the presenters down to the detail so that clear decisions were able to be individually made. Clarity included when to get into a market and when to exit it so that no or minimal losses were experienced.

I attended their Tax Liens Workshops called “Making Tax Liens Work For You” in 2004. Over 80% of the participants voiced their support it was the best workshop of any kind that they had ever participated in. Set up like a game to participate in…….it was mimicking a real life scenario of all the things a person would be required to do if they were in fact to go a invest in a tax lien in the United States. People were divided into groups to work out a strategy and each tax lien had its problems which the group had to solve with a given set of dollars to be sure their investment would return a certainty of a profit……then they each had duties to do as their collage of different steps were absolutely vital to effectuating the tax lien in the legal sense with the county courthouse. It was a good exercise.

Due to its success, some four months later a bus trip was organized to go south to Arizona and actually invest in tax liens there. It was referred to as a ‘taking you by the hand’ trip……showing you how to make money doing the tax lien business. Several FIC members invested in the properties thy found on this trip and in a second trip the following year, again several tax lien investments were made where the members made profits again. That’s it!

Footnote

As a young man at age twenty while in Australia, we were invited to a Surfing Club just outside of Sydney. A fellow there, Mike, informed me that he was aware of a company that was at the time accepting the small amount of $100 to invest in a gold mining company. By the time i had saved $100 the minimal investment price had gone up to $600, $700 or $800 and next was to go up to $1200, $1400. This was in 1970. I had thought to invest it in my younger brother’s name, however, due to the high cost of living in Australia, was never able to save such amounts.  Australia was big on the mining businesses, and opals was also another thing to being considered amongst young men at the time. The mining and the investment business in Sydney ‘took off’ at that time, created new housing and subdivisions to be built and invested in i.e. real estate, also. I used to work at several houses there in these new houses. The sensation about ‘who was going to play in the investments’ got “tight” and seemed to be a turf war….i would say, a dangerous turf war……but, profitable one if you survived. Many people went broke, many were betrayed, some made it i.e. put their lives back together, others didn’t. Those that did, in the years to come made it big…..re-invested and made coordinative company’s….whether that be a coincident company in a type of industry e.g. mining, investment, construction….food, or medicine or what have you. A oore group of wealthy guys seemed to dominate things going on from ‘behind the scenes’. There also, was the danger. I will leave that as it is.

Once returned to Canada, it so happened i met an English guy my age who was a stock-trader at the London Stock Exchange. I was quite happy to meet him and very curious to find out why or how he had become involved and how he was able to manage to get the job. He had been doing it for about a year and a half. He said he had a fascination about the stocks ever since he was a child so just went spontaneously one day and applied for a job there. Getting the job, he worked his way around in several temporary like positions until he had a rounded experience and was ready to be promoted to a stable type of job. It was at this point he took a holiday. I met him as a tourist visiting Vancouver. We spent many good hours together. Responding to my questions as to how it goes in the Stock Exchange he said, “You might not want to know”. I assured him i did, so he continued: “There is no guarantee anywhere…..the whole thing is rigged……you might never make money, but certainly money was being made and it was your money…..or the money of whoever invested it. Where you thought your money was being invested was rarely the case…. it was the whim and the fancy of whomever had the ‘ticket’ or control of your money”. “Isn’t that illegal?” I said stating a fact. “Absolutely”, he responded. “Well….does the money the person put in ever eventually get back to them?” “If it it did, i would feel more comfortable”. “Well, what the heck”, I said, “Isn’t anyone doing anything about it?”. “Hah!”, he exclaimed, “If they did they didn’t last long!”. “You mean they were fired?” I said like a lawyer. “Or worse”. “You mean beaten”, i followed up. He continued “Or they were lucky, just warned and kicked out”.”And” I said,”Kicked out and never could return”. “That’s about it”.

“So what about you……you know this, what are you going to do?” “I don’t know, I am still thinking, that’s why I am here….to take a break and think…..make a decision.” “You mean, you know,……but you know now…..but didn’t always know….so what does that mean?” “In the beginning you don’t know….you think its the same as any job…..” “you assume it’s the same” he reflected. “So, how long is it before you or someone finds out…..for sure finds out?” “If you haven’t found out within six months ‘something’, you have to know within a year or two……..then, by then you have to know!” he surmised. “So, it goes all the way up the chain, whoever is there is there…..like a gang or a bunch of criminals” I also surmised. “Yes,” he agreed. Every  man has to make his own decision, but it is better if he knows beforehand what his options are. “How long have you got before you are expected to return?” “About three weeks” he said looking with a blank concern. “I can return sooner, or after if i wish” he added. “Good! You are in no rush, if you make the wrong decision it can affect you maybe for a long time.” We both sat contemplating the concern. After the silence i piped in “If you don’t mind my saying so, it seems its better to return to find out what you know for sure before making your for sure decision and you will also know those who don’t know and if you can you can help them, or warn them too……if it doesn’t cost you your life.” “There are good people there, thank you for saying that” he said warmly. “Yes, there are good people everywhere, it’s just a matter if they know or not what they are involved in. For me, i didn’t know this, but always wondered what was going on. I heard about it, i thought a lot of that was going on, but you are the first person i met who is there and knows. Its helped me a lot”. We shook hands and parted.

By odd coincidence, one day in the afternoon about eight months later, we met again. And had coffee. He sort of looked like a different person. His face was bright and flushed healthy pink and as if a heavy burden gone, he carried himself lightly and as if a bit carefree. I was happy for him, as sure enough as if it seemed already he had quit the stock market business, he confirmed my question that he had. Some close friends there, and he, got together and one after the other left the Exchange…..and with no regrets. He was working with people and was intending to be a social worker….again here in Vancouver just for a holiday to get a fresh start on his new direction, maybe he relocated to Vancouver, I don’t know. Good, i thought….he made the right decision.

Well, the Libor Scandal came out i think in 2012. A million dollar a pop. “I’ll have fried egg” was the lingo to catch you a million. It meant you played in the Bank Interest Rate “swaps”….which you “jacked up or under-rated to the pre-set advantage of the other players you were connected to as to who paid who…how much”.  Some guy, or gal, might make millions that year, or perhaps just a couple hundred thousand…..depending on the manipulations they controlled. This time, due to the 2008 Derivative Scandal…..which was a designed “hi-jacking” of the U.S. Economy …..”All of it……in perpetuity!!!…..the new Libor Scandal was no surprise, they i.e. the management there had been caught many times before……i believe in many cases “every year”. The difference this time was….because of the Derivative Swap Scandal……there was so much more on the Bank’s table……there was no clear tracking of “all” the money…..and therefore, more was taken. So much more was taken….some were caught, mistakes were apparently blatantly made and there was even no distinct effort to cover the thefts. Therefore, more of them were caught. The scandal went worldwide, and never let up. Due to the advent of the Internet, rather than just the private circles of the Banking Industry and Legal Authorities knowing….and a minor few TV and Newspaper Articles, and Magazine Issue…..very little was mentioned there which then drift away quickly in the normal memory, but on the internet, alternative news newscasts multiplied and continue to do so till today exemplifying that Libor scandal……and all the other scandals that comprise the corruption that is found and continually continues to be found throughout the entire monetary system which permeates the entire world as we know it today.

Still, no one goes to jail. Or, if they do it is never for the thirty years or life imprisonment that they deserve. Some… cannot face it and commit the suicide, hence the 36 suicides or murder in the last two or three years of ‘prominent bankers’ that you never hear about because they are on the ‘inside track’.

Then there is the Gold Exchange Scandal……where the price fixing manipulation was caught……the year before the Libor Scandal. Then there became confirmation that the entire gold exchange had always been fixed, manipulated. It meant only certain people ‘made the money in the gold industry’, the rest made only something if they ‘got in and got out’ while things were in their in-between phases. Buy low and sell Short. So….does it really mean that all those Investors…..meaning Investment Companies in the Gold Industry know about the price fixing? No, but many do and they will receive your money on a bogus plan or as part of a “ponzei scheme” which more often than not will  at some point let you down and take your money. Fines again, but rarely if no jail time. White Collar crime.

Then there is the Pharmaceutical business and the medical industry. The entire industry is rife with illegality right down to taking the morality of the good minded doctor away from wondering where the good moral and ethic has gone. Fake, and fraudulent synthetic pharmaceuticals with fraudulent tests in the research and development….and the literal downright murder of hundreds of thousands and millions of people if you added it all up over the years in the ‘last 100 years’. And that doesn’t include those who die from the side effects. The shame of it is that Bio-Tech companies have sprouted up in virtually every region and supported and funded by their very own governments.

Legality after legality is ignored and you have to suppose that almost the entire legal system is entwined in all this corruption and legal allowance for these white collar crimes to be committed and committed on-goingly without the slightest hesitation. Fines of a pittance. Making billions and pay a million, or two, or twelve. Nothing you may say. Continue business as usual. A billion is one hundred million and more……times ten. Ten times one hundred million. Who has got a million? What to say of the 15 Trillion that disappeared “without a trace” in the Derivative Scandal left as taxpayers burdens in the United States? Where is the life imprisonment penalties? On the contrary, you see the innocent and the honest being sent to the jail, or their character ‘assassinated’, demolished or what have you for speaking up to it. They will even kill a brave cop who has the moral principle alive in him……if he survives their training which now effectively is designed to eliminate the good moral, even of thirty years ago. Better is to follow the old way of the old saints. Don’t take….don’t steal if it is not yours…..they say .you will be responsible for it either in this lifetime or the next. Every penny. every thing. Don’t lie. God does not like those who lie, especially when it leads to the harm of another. Protect yourself with a half truth if you have to, you do have a right to live. Be careful with whom you associate and for what reason. Give back what you have taken, if you have taken. Try to be moral and ethical, try to be honest. Try to be kind, these things cost nothing.